Terms
Last updated: July 2026
1. Acceptance
By using IOChanger, you agree to these terms. IOChanger provides a peer-to-peer currency marketplace with escrow protection. BDT ↔ RMB is the first supported market.
2. Eligibility
You must be 18 or older and comply with applicable regulations in every jurisdiction connected to your trade.
3. Escrow
Accepted trades use escrow. Funds remain protected until the required payment steps are completed and confirmed by both parties. IOChanger administrators may review disputed trades.
4. Fees
Applicable fees are shown before a trade is accepted. IOChanger does not add undisclosed charges after confirmation.
5. Prohibited activities
Fraud, money laundering, sanctions evasion, market manipulation, and attempts to bypass platform safeguards are prohibited.